Disability Benefits

Ordinary Disability Benefits

Any member in service who has ten or more years of creditable service may  be retired by the Board on an ordinary disability retirement allowance; provided, that the physician retained by the Board, after a medical examination of such member, shall certify that such a member is mentally or physically, totally incapacitated for the further performance of duty, not as a result of an accident, in the actual performance of duty and is likely to be permanent, and that such member should be retired.

Upon retirement, for an ordinary disability, a member is entitled to receive a retirement allowance paid in monthly installments of the greater of:

(I) 90 percent of the product of 3%, 2.25%, 2.5%, and/or 2.75% of the member’s average final compensation multiplied by the number of years of creditable service; or

(II) 30 percent of the member’s average final compensation.

The ordinary disability is not eligible for a return of accumulated contributions, optional allowances or survivorship benefits

Service-Incurred Disability Benefit:

Any member who becomes totally and permanently incapacitated for duty as a result of tuberculosis, hypertension, or heart disease (which was not an existing condition at the time of employment) would be eligible for an immediate benefit payable for his/her lifetime.

Upon retirement for a service-incurred disability, a member shall be entitled to receive a retirement allowance paid in monthly installments of the greater of:

(I) 90 percent of the product of  3%, 2.25%, 2.5%, and/or 2.75% of the member’s average final compensation multiplied by the number of years of creditable service; or

(II) 40 percent of the member’s average final compensation.

This disability is not eligible for a return of accumulated contributions, optional allowances or survivorship benefits.

For creditable service earned  on or before 9/30/2010, the multiplier is 3%.

Accidental Disability Benefit:

A member in service who has become totally and permanently incapacitated for duty as a result of an accident occurring while in the performance of his/her duty would be eligible for an immediate benefit payable for his/her lifetime.

Upon retirement for accidental disability, a member is entitled to receive a pension which is equal to 66 2/3 percent of the greater of the member’s average final compensation or the compensation in the year immediately preceding the disability.  This disability is not eligible for a return of accumulated contributions or optional allowances.  Upon death, 40 percent of that benefit would continue to be paid to the surviving spouse for the lifetime of such spouse.